![]() A graph will then show you your budget summary and spending summary for a particular month or the entire year. Add in the amounts you expect to receive or spend under the relevant month. Eg, I find that winter months our electricity bill is a little higher as we use the heater more often. This ‘budget by month’ is still very easy to use, but helps you to create a more detailed 12 month budget as there maybe months that some expenses are higher than others. This sheet also includes a graph that will automatically show you your average monthly summary and a yearly summary for your income and spending. If you don’t have a lot of time you can use the ‘basic budget’ sheet to create a quick and easy budget. With the option to select the frequency that you receive the income or pay the expense and the amount for that period in the amount column. You can personalise each sheet by adding in your own descriptions.All formulas and graphs are programmed in. Very easy to use by simply inputting the numbers.This budget is an excel spreadsheet that you input all your data into, it comes with easy to understand instructions.We have created a Household Budget which is very simple to use and I am so pleased to have it available in my shop It really helps to relieve the stress of only having one wage when you know exactly how much you can spend and if you can splurge when there is a sale on clothes! Read further on my tips for budgeting.Ĭouple the budget with the Bill Organiser and you are on the road to organised finances! I really recommend you find the time to sit with your partner, prepare your budget and work on a future plan together. When I first started comparing our budget to actual expenses I realised I spent a lot of money each month on magazines and hiring DVD’s, it was good to see, I didn’t stop myself from buying them, but instead I limited it. Every 6 months we sit down and work on our family budget to help ensure that we are not overspending and that we save money to put towards a big ticket item such as a holiday or new car. And the biggest lesson I learnt was to budget. My hubby Scott is an accountant (runs his own virtual accounting firm) he helped me to understand the changes that going to one income meant. Be more budget conscious with the groceries.The cost of raising our newborn twins, nappies, formula, clothes etc. ![]()
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